New Year, New Savings Opportunities

Several banks are kicking off 2026 by offering attractive new account promotions and bonuses to attract customers. Here are 17 of the most lucrative deals available in January:

  1. Discover Bank’s Cashback Debit Card: Earn up to 5% cashback at certain merchants and 1% cashback on all other purchases.
  2. Chase Bank’s Freedom Checking Account: Get $200 for opening and maintaining a new checking account, plus unlimited 3% cashback at gas stations and restaurants.
  3. Citi Double Cash Card: Earn 2% cashback on all purchases, with no rotating categories or spending limits.
  4. Bank of America’s Keep the Change Savings Program: Automatically round up debit card purchases to the nearest dollar and deposit the change into a savings account.
  5. U.S. Bank Ultimate Rewards Account: Get $500 bonus for opening and maintaining a new checking account, plus 3% cashback on gas stations and restaurants.
  6. Wells Fargo’s Everyday Checking: Earn $200 bonus for opening a new checking account, plus 1% cashback on all purchases.
  7. Capital One 360 Cash Rewards Checking Account: Get $150 bonus for opening and maintaining a new checking account, plus 5% cashback on groceries and gas stations.
  8. PNC Bank’s Simply Checking Account: Earn $100 bonus for opening a new checking account, plus unlimited 1% cashback on all purchases.
  9. BB&T’s Core Checking Account: Get $150 bonus for opening and maintaining a new checking account, plus 3% cashback on groceries and gas stations.
  10. TD Bank’s Simply Checking Account: Earn $100 bonus for opening a new checking account, plus 2% cashback on all purchases.
  11. Ally Bank’s Interest Checking Account: Get $50 bonus for opening and maintaining a new checking account, plus interest on up to $25,000 in balances.
  12. Marcus by Goldman Sachs High Yield Savings: Earn 10.5% APY with no minimum balance requirements or fees.
  13. Discover Bank’s Online Savings Account: Get 2.00% APY with no minimum balance requirements or fees.
  14. CIT Bank High Yield Savings: Earn 4.50% APY with no minimum balance requirements or fees.
  15. Capital One 360 Savings Account: Get $100 bonus for opening and maintaining a new savings account, plus interest on up to $25,000 in balances.
  16. American Express National Trust Account: Earn 2.5% cashback on all purchases, with no rotating categories or spending limits.
  17. Barclays Bank’s Online Savings Account: Get 4.50% APY with no minimum balance requirements or fees. Always review the terms and conditions of each promotion before opening a new account to ensure you understand any requirements or restrictions that may apply.